Privacy Policy

Last Updated: July 13, 2024

This Privacy Policy governs the manner in which Ease Mortgage, LLC and World Class Lending Group powered by Ease Mortgage, LLC (collectively referred to as "we," "us," or "our") collect, use, maintain, and disclose information collected from users (each, a “User”) of the https://easemtg.com and https://worldclasslendinggroup.com websites (collectively referred to as the “Sites”). This privacy policy applies to the Sites and all products and services offered by Ease Mortgage, LLC and World Class Lending Group powered by Ease Mortgage, LLC.

Personal Identification Information

We may collect personal identification information from Users in various ways, including, but not limited to, when Users visit our Sites, register on the Sites, subscribe to newsletters, respond to surveys, fill out forms, and in connection with other activities, services, features, or resources we make available on our Sites. Users may be asked for, as appropriate, name, email address, phone number, and credit score details. Users may visit our Sites anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can refuse to supply personally identification information, except that it may prevent them from engaging in certain Site-related activities.

Non-personal Identification Information

We may collect non-personal identification information about Users whenever they interact with our Sites. Non-personal identification information may include the browser name, the type of computer, and technical information about Users' means of connection to our Sites, such as the operating system and the Internet service providers utilized, and other similar information.

Web Browser Cookies

Our Sites may use “cookies” to enhance User experience. Users’ web browsers place cookies on their hard drives for record-keeping purposes and sometimes to track information about them. Users may choose to set their web browsers to refuse cookies or to alert them when cookies are being sent. If they do so, note that some parts of the Sites may not function properly. Please visit our Cookie Policy to learn more about what cookies we collect, why we collect them, and how to change your cookie settings.

How We Use Collected Information

• To Improve Customer Service: Information you provide helps us respond to your customer service requests and support needs more efficiently.
• To Personalize User Experience: We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Sites.
• To Improve Our Sites: We may use feedback you provide to improve our products and services.
• To Process Transactions: We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.
• To Run Promotions, Contests, or Surveys: To send Users information they agreed to receive about topics we think will be of interest to them.
• To Send Periodic Emails: If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Sites.

How We Protect Your Information

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Sites. Our Sites are in compliance with PCI vulnerability standards to create as secure an environment as possible for Users.

With Whom We Share Your Personal Information

We may share Users' personal information with the following categories of third parties:

• Advertising Networks
• Customer Management Systems
• Data Analytics Providers
• Data Linking Platforms
• Email Marketing Vendors
• Email Service Providers
• Financial Transactions Processors
• Fraud Prevention Services Vendors
• Hosting Providers
• Parties That Need to Operate the Websites
• Social Networks
• Mortgage Brokers and Companies (to process loan applications)

Third-Party Websites

Users may find advertising or other content on our Sites that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Sites. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Sites, is subject to that website’s own terms and policies.

Compliance with Children’s Online Privacy Protection Act

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Sites from those we actually know are under 13, and no part of our websites is structured to attract anyone under 13.

Do Not Track

Do Not Track is a preference you can set on your browser to inform websites that you do not want to be tracked. We do not support Do Not Track ("DNT"). You can either enable or disable Do Not Track by visiting the Preferences or Settings page of your browser.

Changes to This Privacy Policy

We reserve the right to update this privacy policy at any time. When we do, we will revise the updated date at the top of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your Acceptance of These Terms

By using these Sites, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Sites. Your continued use of the Sites following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting Us

If you have any questions about this Privacy Policy, the practices of these Sites, or your dealings with these Sites, please contact us at: